Conveyancing Solicitors in Highcliffe
If you’re purchasing, selling or remortgaging a home in Highcliffe, you’ll need to instruct a solicitor or conveyancer to manage the legal work.
Our carefully selected group of conveyancing solicitors have years of experience in property law in Highcliffe and throughout Dorset. Our recommended group of solicitors/conveyancers have a proactive approach to work, and they complete sales within far less time than other conveyancers.
Payments when buying a property
Your chosen conveyancer or solicitor can help you through the first stages of purchasing – approving the contract and exchanging for the property purchase. You’ll usually have to put down some money as a deposit, usually about 5%-15% of the agreed price.
There will be a number of bills to pay, including mortgage fees, before the sale is complete. In most sales the biggest cost will be stamp duty land tax – this is a UK Government tax on home buying.
There will also be Land Reg costs and property searches, plus a number different fees that are included as disbursements. The conveyancer or solicitor will add up all the required bills and make you aware of the final cost of moving.
Leasehold Property Conveyancing Highcliffe
If you’re purchasing/selling a leasehold house or apartment it’s important you use a good and proficient Conveyancer. With Leasehold property sales the process can be a little more convoluted than a freehold house. This makes the cost for conveyancing work on Leasehold properties, offered by Conveyancing Solicitors, is more expensive. You will pay a little more money as there is a bit more time consuming work required. A leasehold legal transactions can take more time.
Highcliffe Remortgage Conveyancers
Our trusted licensed conveyancers have completed hundreds of remortgages in Highcliffe. Our carefully selected list of remortgage conveyancing solicitors can act for almost all UK Mortgage Lenders. Our conveyancers act quickly and have one of the shortest UK timelines for remortgage conveyancing.
Indemnity Insurance
Conveyancing Solicitors have Indemnity insurance for conveyancing transactions to insure you from any kind of problems with the property which can’t be resolved swiftly, or fixed at all. Legal indemnity insurance covers the buyer and the mortgage lender in the event of any loss of value on the property purchased as a result of any kind of defect or issues. The Council of Mortgage Lenders’ (CML) handbook for conveyancers says: “You must effect an indemnity insurance policy whenever the Lenders’ Handbook identifies that this is an acceptable or required course to us to ensure that the property has a good and marketable title at completion.”
About Highcliffe
(from Wikipedia).
The national average timescale for conveyancing is between 9-10 weeks. Conveyancing for simple purchase transactions can take just 4-6 weeks but a more complicated transaction can take much much longer to complete. Some transactions have been known to take over a year to complete, why? More info visit our How long does conveyancing take?.
If you are buying a property in Highcliffe (or anywhere in England and Wales), for more than £125,000, you will be subject to Stamp Duty Land Tax (or SDLT for short). This tax is calculated in brackets, like the UK income tax system. When you get a quote with us, we calculate the Stamp Duty (SDLT) you’ll have to pay for you. For more info visit our Stamp Duty Rates and Examples page.
Dorset is a county in South West England on the English Channel coast. The ceremonial county comprises the non-metropolitan county, which is governed by Dorset County Council, and the unitary authority areas of Poole and Bournemouth. Covering an area of 2,653 square kilometres (1,024 sq mi), Dorset borders Devon to the west, Somerset to the north-west, Wiltshire to the north-east, and Hampshire to the east. The county town is Dorchester which is in the south. After the reorganisation of local government in 1974 the county's border was extended eastward to incorporate the Hampshire towns of Bournemouth and Christchurch. Around half of the population lives in the South East Dorset conurbation, while the rest of the county is largely rural with a low population density.
The current average value in Dorset in May 2017 is £326,511. This has increased 0.88% from February 2017. Terraced properties sold for a current average value of £249,231 and semi-detached properties valued £279,887. In the past year property prices in Dorset have increased 2.32%. This is according to the current Zoopla estimates.
