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Can you trust online conveyancing?

Everything is going online! You can buy your groceries, tax your car and even search for a house to buy with a few clicks of the mouse. So inevitably the legal aspect of purchasing/selling a property can now be done online too. Yep, online conveyancing is a thing!

Can I trust them?

There are many trusted and reputable online conveyancers that successful complete hundreds of property transactions every year. Online conveyancing isn’t a new thing, it’s been around for years and a large percentage of UK property transactions are completed through online conveyancing firms.

How is online conveyancing done?

Online conveyancing isn’t a fully digital process, not much is actually done through the web at all. Although you never have to visit your conveyancer in person, the process is completed through emails, phone calls and post. As far as I know, there are no fully online conveyancers (documents still need to be hand written and signed).

So the only difference between a local property solicitor and an online conveyancer is that you don’t have to physically visit them in person. Online conveyancers should really be called ‘nationwide conveyancers’, because that’s the real difference, they can service any part of the UK.

The Online Conveyancing Process

For you, the buyer/seller, it’s a pretty simple process:

  1. instruct a conveyancer to handle your transfer
  2. they’ll send you some forms to fill out
  3. after property searches and checks, your conveyancer will alert you of any issues
  4. you review the sale contract and once you’re happy, you instruct your conveyancer to exchange contracts
  5. you’re all done, now you just wait for the completion date

Obviously there are many variables that might delay or complicate a transaction, but online conveyancing firms deal with thousands of property sales and will know what to do if any complications arise.

Any issues you do have, maybe you’re having trouble filling in forms, you can just call up your conveyancer for help.

Is online conveyancing safe?

The internet is full of hackers, scammers, spammers, fake news’ers and so on… making it a scary place to do business. Buying or selling a house is usually the biggest transfer of money you’ll ever do, so you’re right to be cautious about it.

But online conveyancing is safe, in some ways it’s safer than a small traditional property solicitor. A local solicitor is more likely to have low cyber security measures in place, making them prime targets for hackers. While an established online conveyancer will have highly guarded security systems and measures in place.

Stay Safe Online

The key to safe conveyancing is to simple choose the right conveyancer, in the first place. Here are a few tips for safe online conveyancing:

  • Make sure the conveyancer you instruct is real. If you’re instructing a conveyancer, check they’re listed as a licensed conveyancer (conveyancer checker). If you’ve chosen a solicitor, check they’re on the Law Society website.
  • Before transferring any money, double check the bank account details. Double check that the bank account details your send money to is the conveyancers. The most common scam writhing conveyancing is “Friday Afternoon Fraud” where a fraudster will intercept emails and request funds to be sent to their bank account. Any doubts, call your conveyancer for confirmation.
  • Keep your own computer and emails secure. If your computer or email login details are compromised, fraudsters might be able to use this to steal your money. Again, any doubts, call your conveyancer.

So can you trust online conveyancing? You sure can! It’s also cheaper than going to a local property solicitor. Make sure you stay cyber safe and use a secure computer and email.

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